There is always a sense of frustration when someone has to deal with the insurance company. We have never heard anyone say they enjoyed their experience of dealing with public adjusters in Miami, Fl or other areas. But the truth is that if you are dealing with an insurance agent about the damage that was done to your home, you are in a much better position than many people. You are in a position where you will get some compensation for the damage that was caused to your home by a storm. And that can be so helpful.
It is astonishing how many homes in storm-prone areas are not insured, which is a sign of poor planning. Sure, you may not get protection for your home if you are living in an area where big storms are uncommon. You are still taking a risk, as you can never be 100 percent sure your home is safe from nature. But if you have a home in an area such as Florida, you are taking an insane risk by not having some type of homeowners or renters insurance. It would be against your interests to ignore these policies.
Think about what happens after a storm damages your home. You have to assess the damage and figure out the costs of repairs. If you have no insurance, every single thing that you get repaired is going to be money going out of your pocket. But if you did get insurance, you are in a position to get a lot of that money from the insurance company. And so you are ending up with a much lower out of pocket cost. And that is what it is about. We are trying to help homeowners remain financially solvent, while keeping their home in a good state at the same time.